Summary
Overview
Work History
Education
Skills
Certification
Languages
Timeline
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Daniel Schwertl

Salzburg

Summary

I am a Private Banking Relationship Manager at Bankhaus Carl Spängler & Co. AG, currently advising high net worth individuals and entrepreneurial families. I have 10 years of banking experience, including several years in investment advisory. Since 2023, I focus exclusively on holistic wealth management for affluent and discerning clients. Alongside my full time role, I am pursuing a part time Master’s in Business Management, which I will complete in October 2026. I am planning to relocate and start in an international client facing role, preferably in New York or London, in January 2027.

Overview

10
10
years of professional experience
1
1
Certification

Work History

Private Banking Relationship Manager

Bankhaus Carl Spängler & Co. AG
09.2023 - Current
  • Advise high-net-worth individuals, entrepreneurial families, and multi-generational business owners with client assets starting from €500,000.
  • Provide integrated wealth management services including discretionary mandates, investment advisory, structured products, and in-house mutual funds.
  • Coordinate complex client matters such as cross-border tax structuring, succession planning, and real estate transactions with external experts.
  • Collaborate with tax advisors, family business consultants, and real estate professionals to facilitate generational wealth transitions and entrepreneurial goals.
  • Engage frequently with English-speaking clients and international visitors during high-profile events like the Salzburg Festival.
  • Foster long-term client relationships through proactive portfolio reviews and trust-based communication.
  • Utilize performance metrics like Money Under Management (MUM) as key success benchmarks.

Retail Banking Advisor

Raiffeisen Bank
08.2018 - 07.2023
  • Advised clients with conservative investment solutions focused on capital preservation and long-term value.
  • Specialized in mutual funds, government bonds, and capital-protected products tailored to risk profiles.
  • Built trust-based relationships through empathy, emotional intelligence, and adaptability to client personalities.
  • Developed new relationships via referrals while maintaining high client satisfaction across a diverse client base.
  • Achieved performance targets in cross-selling, appointment quotas, and Money Under Management metrics relevant in current role.
  • Originated financing solutions in close cooperation with credit and insurance departments.
  • Provided digital banking support for clients and internal teams with onboarding and troubleshooting online tools.

Apprenticeship as a Bank Clerk

Raiffeisen Bank
09.2015 - 07.2018
  • Completed 3-year banking apprenticeship with practical training and vocational education in retail banking and customer service.
  • Gained experience in front office, financing, insurance, and investment advisory departments.
  • Developed understanding of banking products, internal processes, and regulatory frameworks early on.
  • Built skills in client communication, service orientation, and solution-based advisory.

Education

Master of Arts - Business Management

Salzburg University of Applied Sciences
Salzburg, Austria
10-2027

Bachelor of Arts - Business Management

Salzburg University of Applied Sciences
Salzburg, Austria
09-2024

Skills

  • Client relationship: Empathetic, clear communicator, trust-builder
  • Investment advisory: Equities, mutual funds, structured products; strong understanding of major indices and business models
  • Regulatory knowledge: MiFID II, AML, KYC – fully applied in daily client work
  • Business acumen: Commercially minded, focused on long-term client value
  • Networking: Represent company at events; create strategic client connections
  • Personal traits: Adaptable, goal-driven, calm under pressure
  • Tools: Excel (daily use), CRM systems, portfolio reporting

Certification

EFPA European Investment Practitioner (EIP)
European Financial Planning Association (EFPA Europe)
Certified in client-oriented investment advisory, financial instruments, and regulatory compliance (MiFID II standard)

Languages

English
Advanced (C1)

Timeline

Private Banking Relationship Manager

Bankhaus Carl Spängler & Co. AG
09.2023 - Current

Retail Banking Advisor

Raiffeisen Bank
08.2018 - 07.2023

Apprenticeship as a Bank Clerk

Raiffeisen Bank
09.2015 - 07.2018

Master of Arts - Business Management

Salzburg University of Applied Sciences

Bachelor of Arts - Business Management

Salzburg University of Applied Sciences

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Daniel Schwertl