Lubica Bajzikova
Vienna
Summary
Results-driven Accounts Receivables and Credit Specialist with extensive experience in Finance. Proficient in Financial Analysis, Reporting, and Financial Accounting, with strong analytical skills and a focus on Business Process Improvement. Demonstrated ability to quickly adapt to new tools and processes while delivering exceptional Customer Service.
Overview
17
17
years of professional experience
Work History
Professional Convenience & Marketing Operations AT
OMV Downstream GmbH
03.2023 - 12.2025
- Executed all promotions effectively within the relevant system.
- Coordinated with suppliers for timely delivery of goods and Gastro products.
- Managed article master data for OMV's Gastro products, optimizing planogram alignments.
- Maintained OMV's platform (RPP) for filling station partners, ensuring manual compliance.
- Facilitated communication with filling station partners on article management and planograms.
Transactional Accounting - Professional Invoice to Cash
OMV AG
09.2019 - 02.2025
- Ensured timely payments for card and commercial customers, enhancing satisfaction.
- Executed accurate account reconciliations in compliance with IFRS standards.
- Streamlined direct debit processes and efficiently managed refund requests.
- Processed partner deposits, calculating interest and issuing refunds promptly.
- Generated invoices for partners and clients based on team requirements.
- Managed month-end closing activities and supervised late payment processes.
Finance analyst - Receivables and Credit management
BRF S.A.
10.2016 - 08.2019
- Managed accounts receivables and license sales across Europe effectively.
- Executed cash management and payables, enhancing dunning processes efficiency.
- Conducted monthly reconciliations in Hyperion, ensuring accurate financial reporting.
- Assessed blocked orders and efficiently created purchase orders as needed.
- Analyzed credit book and established provisions for doubtful debts management.
- Performed SAP bookings, generating reports and conducting thorough account reconciliations.
Senior AR finance analyst for EU liquidation
Amazon
04.2016 - 09.2016
- Managed EU accounts receivables portfolio, enhancing liquidation channel efficiency.
- Conducted account reconciliations, ensuring accurate month-end GL-level reporting.
- Executed collections and followed up with late-paying customers for timely payments.
- Led project to reduce overdue accounts, improving cash flow for business.
- Contributed to automated billing process and integration across EU markets.
Finance operations AR analyst
Amazon
10.2012 - 03.2016
- Managed three key non-retail business areas in Germany and Austria.
- Facilitated timely collection through effective follow-up on late payments.
- Resolved disputes and managed invoice write-offs and re-bills efficiently.
- Designed Payback process for non-retail operations in Germany.
- Collaborated closely with Sales and Billing teams to ensure smooth workflows.
- Trained new Finance department staff on essential tools and processes.
Credit clearance risk specialist
DELL
05.2011 - 09.2012
- Streamlined credit data processing from scoring agencies for accuracy.
- Conducted thorough credit checks for all customer applications.
- Executed manual order releases or cancellations as necessary.
- Managed all requests related to credit functions efficiently.
CSQ Agent (Customer care)
DELL
01.2010 - 04.2011
- Increased customer satisfaction through effective call routing and management.
- Resolved customer care, technical, and financial inquiries with professionalism.
- Ensured maximum customer satisfaction by following up on each HIP call.
- Recognized for excellence with Certificate of Excellence for customer satisfaction.
- Achieved Q4 best results, earning a Bronze Award in January 2011.
- Inducted into the Platinum Club for outstanding performance in February 2011.
Receptionist
Lenovo
01.2009 - 12.2009
- Responsible for international visitors.
- Office equipment for whole building.
- Post room and badge responsibility.
Education
Finance Management
Comenius University
Slovakia01.2016
Business Academy
Slovakia01.2007
Skills
- ERP Systems: SAP; S/4 HANA
- BO (Business Objects)
- Oracle Financial Apps
- Microsoft Office
- CRM
- Sales Force
LANGUAGES
Slovak: Native
German: Advanced
English: Advanced
Timeline
Professional Convenience & Marketing Operations AT
OMV Downstream GmbH
03.2023 - 12.2025
Transactional Accounting - Professional Invoice to Cash
OMV AG
09.2019 - 02.2025
Finance analyst - Receivables and Credit management
BRF S.A.
10.2016 - 08.2019
Senior AR finance analyst for EU liquidation
Amazon
04.2016 - 09.2016
Finance operations AR analyst
Amazon
10.2012 - 03.2016
Credit clearance risk specialist
DELL
05.2011 - 09.2012
CSQ Agent (Customer care)
DELL
01.2010 - 04.2011
Receptionist
Lenovo
01.2009 - 12.2009
Finance Management
Comenius University
Business Academy