Melissa Hernandez
Finance Trading and Risk Manager
Summary
Dynamic Banking and Finance Expert with 18 years of extensive experience in financial reporting and regulatory compliance within international investment banking. Expertise in managing complex financial analyses while ensuring adherence to stringent regulatory standards, particularly within Basel III frameworks. Proven leadership capabilities in guiding teams toward operational excellence through innovation and efficiency, complemented by proficiency in advanced financial software tools that enhance decision-making processes. Committed to delivering impactful results and poised to contribute to the growth of a forward-thinking financial institution.
Overview
19
19
years of professional experience
2
2
Certifications
3
3
Languages
Work History
Financial Reporting Senior Manager
Citibank Hungary PLC
05.2020 - 01.2025
- Team Manager within under Regulatory Prudential Reporting supporting Germany and UK.
- Managed Financial Analysts whose responsibilities are to calculate capital adequacy based on Basel 2/3 including Own Funds Requirement, Large Exposures and Leverage Ratio for the central banks, other regulators and supervisory bodies.
- Prepared Monthly and Annual Risk-Weighted Assets(RWA) Market Risk and Credit Risk, Operational Risk, CVA Own Funds Reports (COREP , FRTB) which covers monitoring and reporting of risks and analyse the trading desks’ capital usage versus the assigned targets and supports traders with analysis of their portfolio.
- Established Financial Reporting (FINREP) which is the Quarterly Balance Sheet reporting involving IFRS and German GAAP (HGB).
- Monitored Financial Transactions to ensure Compliance with internal policies and regulatory standards, and oversee annual audits
- Participated in efficiency and innovation projects on ad hoc basis by reviewing and developing current processes using advanced digitization tools
Product Control Intermediate Analyst
Citibank Hungary PLC
11.2017 - 04.2020
- Senior Analyst in G10 Foreign Exchange ( FX) Product Control Team for FX Markets Globally
- Senior Member of the team who controls functions and reporting globally for FX Trading business which consist of Spot, FX, Short Term Interest Rate Trading and Options and Credit Valuation Adjustment (CVA)
- Reported Daily Profit and Loss Reporting (P&L) , Profit Attribute Analysis (PAA) , Reconciliations between Front end system to ensure completeness and quality of data for Daily and Monthly Profit across all products and regions.
- Contributed to Profit and Loss Attribution Allocation (PAA) Working Group that Reviews, enhances, and develops current processes to increase efficiency at work relating to Strategic Support 2(S2 and Product Control Insight (PCI) and participate in UAT Testing and and Project Enhancements
- Reviewed Daily Residual, New Trade Activity Reports in Product Control Insight
- Assisted in Achieving Market leading standards through continuous development and maintenance of strong controls ( like eRecons and EUC)
Product Control Senior Analyst
Citibank N.A. Philippines
09.2015 - 10.2017
- Senior Analyst in Product Control Group (PCG) for Asia Pacific Countries
- Provided Capital Markets products Reconciliation, Profit and Loss Reporting (P&L) , Profit Attribute Analysis (PAA) reporting, analysis and controls and support Foreign Exchange and Local Markets (FXLM) and Broker/Dealer Equities, Fixed Income and Derivatives for Country, Regional and Global Product Controllers.
- Prepared Product Position and Profit and Loss reporting to country, regional & global users.
- Uploaded Profit and Loss Adjustments in Strategic Solar (S2),RACE and FXLM Product Control Systems
- Provided Daily Bloomberg price quotes and Ad hoc tasks to country stakeholders
- Participated in efficiency and innovation projects on ad hoc basis and in major project such as Annual Risk and Control Audit.
Business Process Analyst
Citibank N.A. Philippines
04.2011 - 08.2015
- Business Analyst under Management Reporting team for EMEA Countries
- Provided Financial reporting and analysis support to EMEA for Institutional and Consumer Clients.
- Prepared and posted monthly adjustments for management reports which covers management adjustments relating to allocation of charges and revenues across Citibank entities, Liquidity premium, Financial Data Load and Product allocation of ledger entries of Revenues and Expenses.
- Processed Management Reporting Check for EMEA countries to ensure Product and Organization Unit alignment of transactions booked and Product Division Checks for Western Europe to ensure cost codes used flow to the correct Product.
- Performed Supervisory tasks in the absence of Supervisor and answers adhoc queries and requests.
Brokerage Service Representative
Access Worldwide/e*Trade Financial
09.2005 - 03.2011
- Brokerage Service Support for United States and Territories
- Assisted in Placing Orders for Stocks, Exchange Traded Funds, Mutual Funds, Options Trade over the Phone
- Received service calls from customers on concerns regarding their Brokerage Accounts
- Processed withdrawals such as checks, wire and Quick Transfer for clients.
- Performed Online guidance for clients having difficulty navigating the website.
- Assisted in Basic Tax inquiry like cost basis and information found on Tax Statements as well as participate in major project such as Annual Risk and Control Audit.
Education
Bachelor of Science - Business Administration
University of the Philippines
11.2004
Secondary Education - undefined
Mariano Ponce High School
03.1996
Skills
Financial Reporting & Analysis
Certification
- Philippines Civil Service Professional Level License (since August 2012)
- Licensed Stock Broker e
OTHER INFORMATION
- Secretary Bayanihan Filipino Association in Hungary 2022 - 2024
- Filipino Hungarian Community Organization which aims to uphold and promote culture and heritage of the Philippines with the vision enhance the lives and well-being of the Filipino community through year round events and festivities.
- Member University of the Philippines Concert Chorus 1999 - 2004
- Official University Choir of the University of the Philippines Diliman
- Participated in 2 International World Tour and Choral Competitions (2000 and 2003)
- Countries visited: USA, United Kingdom,Germany, Spain, Austria,Norway, Sweden, Denmark, Italy
Timeline
Financial Reporting Senior Manager
Citibank Hungary PLC
05.2020 - 01.2025
Product Control Intermediate Analyst
Citibank Hungary PLC
11.2017 - 04.2020
Product Control Senior Analyst
Citibank N.A. Philippines
09.2015 - 10.2017
Business Process Analyst
Citibank N.A. Philippines
04.2011 - 08.2015
Brokerage Service Representative
Access Worldwide/e*Trade Financial
09.2005 - 03.2011
Secondary Education - undefined
Mariano Ponce High School
Bachelor of Science - Business Administration
University of the Philippines