Mojca Mihelič Bekavac

- responsible for whole back office of the bank- 7 units (payments, cards, treasury and securities back office, core banking services, contracts, support to loans, KYC)

- directly reporting to management board and CEO

- responsible for operational execution of regulatory tasks and reporting, audit requirements, performance of operations activities

- driving operational excellence through various automatizations and optimizations of e2E processes

- collaboration with executive leadership on strategic planning initiatives to drive business growth

- responsible for execution of budget (allocation of FTEs , costs, reorganizatin, etc)

- ensuring workforce productivity

- managing resourses, interviewing & hiring

- empowering knowledge sharing and ensuring proper structure of working instructions

-Responsible for managing of performance and operations of 3 areas that unit Payment is covering:

Domestic Payments (Slovenia), Foreign Payments and Corresponding banking

-Organizing teams in meeting cut of times (payment schedule)

-Recruiting, hiring and motivation of employees

-Supporting and contributing to identifying and implement operational efficiencies

- Regularly reporting to Bank of Slovenia, representing the bank on different committees

- Responsible for all back office Leasing activities (Damage cases, Payments, Control before drawdown and Closing of contracts), including preparation of monthly reports,etc;

- Managing of daily work on above stated fields without disturbance, coordination of employees within fields and

making sure that all necessary work is processed and performed, providing support in stress/ uncertain situations,

problem solving;

- Managing of improvements such as automatization of processes (in cooperation with IT department, also RPA) and

motivating employees for giving suggestions for improvements and proactiveness ;

- Handling of special cases (involving cooperation with Lega department, Risk department, IT and Sales);

- Preparing of necessary reports and data for audit and others , KPI, managing OPRisks, delivering requested

information/data, reports, suggestions, solutions to direct manager;

- Managing of activities within the unit: client processing, KYC, opening of founding account, closing of accounts,

managing of activation/changes of e-channels, cash supply, preparation of different types of certified statements, etc;

- Managing of daily work on above stated activities without disturbance, coordination of employees within fields and

making sure that all necessary work is processed and performed, providing support in stress/ uncertain

situations, problem solving;

- Managing of improvements such as automatization of processes (in cooperation with IT department, also RPA) and

motivating employees for giving suggestions for improvements and proactiveness ;

- Solving special cases (involving cooperation with Lega department, Risk department, IT and Sales);

- Preparing of necessary reports and data for audit and others , KPI, managing OPRisks, delivering requested

information/data, reports, suggestions, solutions to direct manager;

- Processing of damage cases (checkup of entitlement for issuing of consensus- partial or full), coverage of total

procedure for operate lease (coordination/correspondence with insurance companies about settlement, repairers,

internal accounting and closeout department);

- Acquisition of missing documentation (insurance policies and registration permits), issuing of reminders on missing

documentation, data entry in Leasing Nova, monitoring of missing documentation with report;

- Automatization of procedures (report on missing documentation on demand, digital signatures on letters,

digitalization of fax for Leasing, offset statement, establishment of OTRS);

- Correspondence with minor offence authorities on penalties received for leasing clients and further request’s for

repayment to lessees;

- Preparation of annexes for sub lease and consent for upgrades on vehicles with previous approval of Risk and Asset

Manager;

- Correspondence with lessees and other connected departments

-All stated activities and responsabilities as stated under Risk Manager, additional resposnabilities:

- Processing of special credit cases, clients with difficulties in repayment of their exposures;

- On basis of detailed analysis searching for best restructuring plan, preparation and calculation of possible scenarios;

- Preparation and processing of applications for restructuring (financial analysis, calculation of provisions, check of evaluations in case of real estate financing, conclusion, measures, collateral) and execution of restructuring in application;

- Correspondence with clients (coordination of conditions, gaining/searching of additional collateral, best outcomes with minimal risks).

- Activities and responsabilities as described under Risk Manager un Unicredit bank

- Processing of applications for new financing, financial analysis of client’s data and assessment of client’s

creditworthiness with risk identification, own competence level up to 200 Tsd EUR/case;

- For higher exposures preparation of final recommendation for Head of division or/ and Credit committee;

- Managing, decreasing and risk control of existing portfolio, preparation of yearly reviews;

- Preparation of monthly statistics and briefing to CRO;

- Preparation and implementation of (group) policies