Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Timeline
Generic

Agnieszka Klimczak

Vienna

Summary

Structured real estate banking professional (+15y)

collaborative leader with dedication to partnering with coworkers to promote engaged, empowering work culture with strengths in building and maintaining relationships with diverse range of stakeholders in dynamic, fast-paced settings, goal achievement driven with strong sense of responsibility, client-focused, can-do attitude.


Overview

17
17
years of professional experience

Work History

Director, Corporate Structured Finance

UniCredit Bank Austria
2023.03 - Current
  • Structured financing solutions (incl. bridge acquisition loans, RCF) to RE corporate (investment grade rated)
  • Established cooperation with rating advisory team on rating developments of RE corporate
  • Monitoring of covenants reporting.

Director, CEE Real Estate Finance

UniCredit in Vienna
2017.03 - 2023.03
  • Advisory& competence hub for new business development & transaction structuring to local banks of UniCredit group in CEE (CZ, SK, HU, RO, BG, RS, HR)
  • Key relationship management of international real estate clients and banks
  • Origination and execution of cross borders financing (English law, LMA standard) in underwriting & financing club set up
  • Overall responsibility on Group level for obtaining loan approvals (Pre-IC, IC, global credit committee)
  • Managing loan portfolio of EUR 1bn, incl. covenants checks and internal reporting
  • Real estate value chain member (Italy, Germany& CEE), closely cooperating with REF Italy, Austria & Germany and Global Syndicate in Germany
  • Loan restructuring (retail portfolio of EUR 0.5bn in Turkey)
  • Boosted client satisfaction rates through exceptional relationship management and prompt resolution of issues
  • Facilitated cross-functional collaboration for improved decision-making processes within organization.
  • Strengthened internal controls by reviewing existing policies and procedures, ensuring compliance with regulatory requirements.
  • Drove business expansion by identifying new clients and financing opportunities

Senior Expert in Commercial Real Estate Finance

Bank Pekao S.A. in Warsaw
2007.01 - 2017.02
  • New business development & deal origination (executive relationship manager to international RE clients), EUR ca. 80-100mn yearly on avg.
  • Overall transaction& project feasibility evaluation (cash flow projections business plan sustainability & risk mitigation)
  • Transaction structuring
  • Transaction leader &deal closer: negotiations (term sheets, loan agreements)
  • Due diligence management (legal, tax, technical)
  • Managing of loan approval process (close cooperation with Risk Department, presentations to credit committee)
  • Enhanced client relationships by providing strategic advice and guidance on industry trends and best practices
  • Developed comprehensive strategies for clients to achieve their financial goals, resulting in increased satisfaction and loyalty
  • Streamlined internal processes by conducting thorough evaluations and implementing necessary improvements
  • Skilled at working independently and collaboratively in team environment
  • Self-motivated, with strong sense of personal responsibility.

Education

Postgraduate Studies in Property Management - Building And Property Maintenance

High School of Property Management
Warsaw
01.2006

Master’s Degree in Finance & Banking - Finance & Banking

Warsaw School of Economics
Warsaw
01.2005

Master’s degree in German Philology - German Language And Literature

University of Łódź
Lodz
01.1996

Skills

  • Relationship Management
  • Contract Negotiation
  • Real Estate Transaction: structuring, leading & closing
  • Business Origination
  • Project Management & Coordination
  • Risk Evaluation & Mitigation
  • Real Estate Valuation
  • Project Cash Flow
  • Fluent in English and German

Accomplishments

    successful in deal origination & execution

    selected reference projects:

  • Varso Place, landmark office development of 140k sqm GLA in Warsaw, with the highest office tower in CEE, syndicated loan February 2019
  • Galeria Polnocna, new generation shopping mall of 64k sqm GLA, Warsaw
  • Elektrownia Powisle, mixed-use development of 55k sqm GLA, incl. revitalization of the pre-war Powisle power plant, Warsaw
  • loan portfolio management (EUR 1bn)
  • successful in restructuring of financing of 7 shopping centers in Turkey, leading role in negotiations of the restructuring package on behalf of the financing club, signed in 2021

Timeline

Director, Corporate Structured Finance

UniCredit Bank Austria
2023.03 - Current

Director, CEE Real Estate Finance

UniCredit in Vienna
2017.03 - 2023.03

Senior Expert in Commercial Real Estate Finance

Bank Pekao S.A. in Warsaw
2007.01 - 2017.02

Postgraduate Studies in Property Management - Building And Property Maintenance

High School of Property Management

Master’s Degree in Finance & Banking - Finance & Banking

Warsaw School of Economics

Master’s degree in German Philology - German Language And Literature

University of Łódź
Agnieszka Klimczak